Shacking up before marriage could be making you poorer

Shacking up before marriage could be making you poorerShacking up before marriage could be making you poorerCouples often move in together as the step before getting married or an alternative to marriage. Today, two-thirds of unmarried couples choose this option. Some do it to save money, on rent, utilities, and other shared household expenses. However, while living together might save couples money in the short term, it hurts them financially in the long term, according to research from Iowa State and Kansas State universities.The study found that people who cohabited had less wealth in comparison to couples who had never lived together before marriage. This gap in wealth became more significant for people who had cohabited multiple times.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreWe have to embrace the fact that we are leid going back to the days when everyone married at a young age and stayed married, said lead researcher Cassandra Dorius, and assistant professor of human development and family studies at Iowa State University, in a statement. We are in a new world and we need to think about what that means in practical ways.Survey respondents that were currently single, but had previously cohabited were calculated to have lost an average of $39,945 of their net worth. Single people who had cohabited more than once were calculated to have lost $44,219 of their net worth. Meanwhile, people cohabiting for the first time lost $26,927 of their net worth, and people currently cohabiting for the second time lost $33,809.Cohabiting relationships tend to be more short-term and unstable, and you keep starting over every time, said Dorius. That is difficult for wealth generation.The data does not explain why the wealth gap exists, but researchers say the instability of cohabitation and the lack of legal protections contribute. If unmarried, cohabiting couples split up, the ir assets are more likely to get divided up unequally unlike in divorce, which has legal protections. Also, unmarried couples are unlikely to sink their money into more stable financial options like retirement funds or a house, and are more likely to spend their money on things that rapidly depreciate, like furniture or cars.To protect each partys assets should they split up, Dorius recommends a cohabitation agreement, similar to a prenuptial agreement.There is no reason why we shouldnt be forward-thinking, acknowledge how cohabitation is affecting wealth, and start dealing with it, said Dorius.The study was published in the Journal of Financial Planning.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally s trong people

No, you dont need a personal brand

No, you dont need a personal brandNo, you dont need a personal brandWhen it comes to career lingo, no phrase has gotten more buzz over the past several years than personal branding, an all-encompassing self-empowerment term thats increasingly harder to define. And while it may seem vague, the topic of personal branding has launched what feels like a billion articles, workshops, keyelendes and more as professionals try to figure out what it means to them.Your personal branding is your identity, says Erica Breuer, a personal branding and marketing strategist behind Cake Resumes. Its who you are, why you do what you do. But its a matter of communicating who you are in a way that stands out and delivers value. Until you go about this in a strategic way, its just this casserole of stuff orbiting you. Most importantly, branding, Breuer argues, is about making yourself appealing to a specific subset of people, not necessarily everyone.Why is personal branding important, especially in the 21 st century? As any person today knows, theres a smorgasbord of different ways to reach others. Weve got all of these ways of communicating, and unless youve got a solid message, theres no way to make sure youre communicating yourself effectively across these different platforms, Breuer explains.Alyssa Gelbard, founder and president of Resume Strategists, also says that this doesnt just go for social media posting or your personal website. Its includes, for instance, your business cards, your email signature, your headshot, your wardrobe and how to interact with people. Effective branding, Gelbard explains, can lead to more opportunities both in terms of finding employment and moving up on the job.The downside of personal brandingHowever, not everyone feels so rosy about what personal branding is doing for people or the job market. Ilana Gershon, a professor of anthropology at the University of Indiana, Bloomington wrote a book called Down and Out in the New Economy How People Find ( Or Dont Find) Work Today that asserts that personal branding doesnt actually increase a job seekers chances of landing a position. Instead, its a trend within a larger problem where people in the workforce are products and branding is a tool that marketers use to make people believe they can control their fates in an uncertain job market. People, she says, have turned themselves into mini-businesses, dehumanizing the market.But unlike Gershons assertion that personal branding and advertising oneself like a business is a radical transformation as to how people look at their employment, both Breuer and Gelbard argue that personal branding isnt a new-fangled idea only its name and connotations have changed over time.To them, branding in decades past was called marketing yourself, and it typically included attending classes or lectures on dress, etiquette, public speaking and other in-person interactions many professionals dealt with. The big shift, they both say, is that people now hav e to consider their real-life and digital personas and think about how to make those selves give off the same impression.Is there any validity to Gershons more cynical look at the world of personal branding? And does it even matter whether or not personal branding is good or bad?Not right for everyoneBreuer says that Gershons assessment makes a great point Personal branding can go too far to where it stops being about putting ones best foot forward and instead trying to be something inauthentic or overdone. There are some branding services or levels of branding that might not be appropriate for where everyone is in their career, Breuer notes.For instance, theres a big difference between a young person starting a career in digital media and someone older working in local government for 30 years theyre trying to reach different markets, and digital branding wont do anything for the latter when most of those interactions are in-person.Gelbard also says its not about promoting yourself everywhere or in every instance but instead thinking about how people perceive you over several months and years. Having a good reputation is important, she explains.Whats the biggest takeaway from the personal branding debate? It cant hurt to think about the impression you give off professionally, but its a long-term commitment. Like anything else in the workforce, your professional persona is built over time, not by a short deadline.You shouldnt be thinking about your personal brand only when youre looking for a job, Gelbard concludes. You should optimally be thinking about it when youre not.

A look at outsourcing giant Nexient (and how to get hired there)

A look at outsourcing giant Nexient (and how to get hired there)A look at outsourcing giant Nexient (and how to get hired there)The outsourcing industry isnt what it used to be. In the early 2000s, many U.S.-based companies looked offshore to pick up some slack while cutting costs in the office, but many of those same companies found that international outsourcing wasnt the answer. Thats how Nexient was born. With a product-minded approach, Nexient connects companies withtalent teams in Midwest tech hubs, keeping all operations US-based.Heres the rundown of the only U.S. tech firm among the Worlds Top 100 outsourcers.Nexient basicsSize 500-600 employeesIndustry Information Technology and ServicesLocationsNexients headquarters are in Newark, California. Nexient has threeproduct development centers in Ann Arbor, Michigan, Kokomo, Indiana, and Columbus, Ohio.Founded 2009CEO Mark OrttungHow much do Nexient employees make?The average salary for a Nexient employee is $133,111 per year. Lad ders estimates are based on our calculations.For software developers, the average salary at Nexient is $124,000, compared to the $109,405 national average for that role. The estimated salary for a scrum master is $101,667, while the estimated salary for an agile business analyst is $90,000.Nexient jobsNexient is currently hiring for 46 positions, including Data Engineer, Java Developer, DevOps Engineer, Salesforce Project Manager, and more. Find a full list of open roles on LaddersNexient Jobs page.What the CEO says it takes to get hired at NexientCEO Mark Orttungs number one tip for getting hired at Nexient is to present authenticity.My best tip would be for people to be really authentic about what theyre looking for and ask us questions, Orttung said.Orttung looks for employees who want the job to be a two-way transaction not only are employees hitting company goals but they also never stop developing their skills. It doesnt matter if youre a software engineer or a customer experi ence expert, the most impressive candidates are those who consider themselves life-long students.Whichever discipline theyre coming into, what were really looking for is people who really want to continue learning,Orttung said.Orttung recommends that candidates interviewing for Nexient take time to compare and contrast the job description against their own aspirations.It should be that youre trying to find that match, not just trying to impress them, Orttung said. But one of the ways youre going to impress us is by knowing what you want and asking us big questions around that to make sure it goes both ways.What the Vice President of People says about getting hired at NexientThrough and through, Nexient Vice President of PeopleDan Broekhuizen echos the same sentiments as Orttung.We look for people who will thrive in a product-minded environment,Broekhuizen wrote to Ladders. You should have a good understanding of your technology or function but remain hungry to learn more. Youre humb le and generous in your approach to others and youre a strong collaborator in small, cross-functional teams.When it comes to interviewing tips,Broekhuizen places the same emphasis on authenticity as Orttung does.Share exactly what you know and dont be afraid to tell us what you dont know thats where learning beginsBroekhuizen wrote. Be who you are, because we cannot work with replicas of others. The strength of our culture as a whole comes from the incredible, diverse individuals who join together.Broekhuizen encourages candidates to come with a love of technology and the knowledge, skills and personal attributes that make up a well-rounded candidate.Overall, Nexient is looking for candidates who are interested in more than just a salaried position.If you are looking for more than just a job, a paycheck and a place to park your car (or bike), then Nexient is open to talking with you,Broekhuizen wrote Well talk about your career, how we can help you bring out the best version of you rself, how you can make us better and how together we can make our clients assured partnering with Nexient was the best decision.

What to Include in a Resume Experience Section

What to Include in a Resume Experience SectionWhat to Include in a Resume Experience SectionWhen yourewriting a resume, the resume experience section provides detailed information about your employment history. This is the real heart of your resume, and the more years you have been employed, the more decisions you will have to make about what to include and what to leave off in this section. Whats Included in the Experience Section of a Resume This section of your resume is where employers will look to see what jobs and job titles youve held in the past, providing them with an informative picture of your career arc. Ideally, you want the experience section of your resume to demonstrate growth. Over the course of your career so far, youve alfruchtwein certainly added skills, experience, and responsibility. This section will highlight how youve developed as a candidate, as well as providing a sense that youre an ambitious person whos always learning. If your career path has taken s ome twists and turns, this might give you pause, but dont worry even a zig-zag path can demonstrate growth. Some of the strongest candidates are those whove added skills in other, seemingly unrelated fields. Its all about how you present the information. Its also fine to leave out jobs that dont fit the story youre trying to tell the hiring manager. Writing the Experience Section List the companies you worked for, dates of employment, the punkts you held, and brief descriptions of your work responsibilities, enriched with keywords and enhanced withbulleted listsof quantifiable achievements. This work history is typically presented in reverse chronological order, beginning with your current job and working back in time. Internships, summer jobs, and temporary jobs, in addition to permanent positions, can all be included in this part of your resume. You do not have to include every job that you have held, especially if you have several years of experience or have worked in unrelat ed fields.Entry-levelemployees, who do not have a lot of on-the-job experience, should include every job possible while emphasizing the skills thatmatch the job listing. But once you have worked for more than 10 years, you may find that some of your earlier jobs are less relevant to your career. You can leave those positions off, or group together earlier experience in a very truncated format at the end of your resume. Here are two examples of how early jobs can be listed on your resume Additional experience includes retail sales jobs at Barrys Books (20XX-20XX), Cindys Clothing Store (20XX-20XX), and waitressing at Muffins and More (20XX-20XX).Additional experience includes early roles at ABC Company and XYZ company. How Much Experience to List Typically, a resume will have information about your most recent 10 to 15 years of experience. Beyond that timeframe, you do not need to include details unless the positions are relevant to your current career. In some industries, includ ingexperience that dates back more than 10 or 15 years can actually hurt candidates. For example, in tech, including jobs that focused on older, outdated technologies might make a candidate look stuck in the past, even if theyve kept their skills current. Writing Resume Job Descriptions For each company you have worked for, you will want to provide your title, the companys name and location, the years you were employed, and a short summary of your responsibilities and accomplishments. Avoid making the mistake of simply listing tasks. You want to use this section to highlight your abilities and accomplishments. Useresume action wordsand focus on demonstrating that you helped the company solve its problems and achieve its goals bonus points if you can do so with a dollar sign attached. These highlighted achievements will pop on the page if you separate them, using bullets, from the descriptions of your work responsibilities. Its also a smart strategy to boldface dollar figures, gr owth percentages, or other key accomplishments. Resume Experience Section Examples Here are two examples of how to write resume experience sections. Sample One This is for an entry-level job candidate. Here, instead of using the heading Professional Experience, one can use the broader caption Experience Highlights which allows the inclusion of a description of recent college training Experience HighlightsUniversity of Washington, Seattle, WAStudent Environmental Science (9/20XX to 6/20XX)Successfully completed comprehensive course of study in environmental science, laying solid groundwork for career in environmental restoration. Key coursework included Environmental Biology, Geology and Soils, Air Pollution Meteorology, Waste Treatment Technology, and Ecology.InternshipsAcme Environmental Consulting(Spring 20XX) Honed expertise in soil sampling, documentation, and client relations during internship with established environmental consulting firm.Hamilton Mine Rehabilitation Pro ject(Fall 20XX, Winter 20XX) Under the direction of faculty advisor Dr. Sarah Rose, participated in $1.4 million reclamation project to reclaim mercury-contaminated mining field.Sequoia and Kings Canyon National Park Service, CaliforniaPark Guide / Trail Laborer(Summers 20XX and 20XX)Provided nature enrichment workshops and led park tours for park visitors ensured timely maintenance of trails and park facilities.Rehired based on proven teamwork, work ethic, and customer service excellence.Played key role in restoring 18-mile wilderness trail destroyed during wildfires. ExpandSample Two This is a sample work experience section written for a tech professional. Note that it is strengthened using a brief description of the candidates technical proficiencies. Youll also see how the candidates current position is written using present tense, while her previous position employs past tense. Professional ExperienceABC Tech Innovation, Syracuse, NYSoftware Programmer(9/20XX to Present)Core Te chnologies Clarion, C, Visual Basic, Windows Server operating systemsServe as team lead for software application development in Clarion. Install and configure test environments, troubleshoot design issues, and mentor clients in installing systems upgrades. Provide continuing evaluation of software functionality.Key AchievementsCoordinated and led development teams on-time completion of new software launch within challenging3-monthDesigned and presented well-received client training workshops in new software use.XYZ Tech Solutions, Syracuse, NYC Programmer(7/20XX to 8/20XX)Core technologies Python, C, Java, PHPBrought on board to improve platform performance and responsiveness and scale systems for client use within agile programming environment.Key AchievementsDeveloped new testing process thatreduced time to software rollout by 35%.Selected by development director to train new hires in company-specific work procedures. ExpandThese are only two examples of effective strategies for s tructuring the Experience section of your resume there are many ways you can present the information about each job. Aresume templatecan help guide you toward choosing a design that works for you. Whatever style and format you select, make sure to be consistent. If you are using bullet points to describe your most recent position, you should use bullet points to describe each position you have held. If you have the years you worked left-aligned for one job, make sure that you follow that same alignment for each and every position listed in the section.

The Resume Outline Chronicles

The Resume Outline Chronicles A functional resume is particularly effective if your work experience hasnt been closely associated with your job objective, if youre changing careers, of if you are looking for a promotion. Superior luck and hope you find a great job. Ensure you didnt miss whatever could cost you the job that you dream about When youre working at your present job you arent stressed, seems like everything goes smooth and with no troubles. Doing side-projects beyond our day jobs or school work is an excellent way to learn new skills Only incorporate the job experiences that are about the present job position youre applying for. Each job is subsequently followed by two or three bullet points elaborating on that experience. Unique jobs require various kinds of resumes. Its possible to also produce a new resume with our online resume builder that is absolutely free and simple to use. Its comparable to when youre attempting to sell yourself to your prospective emplo yees employing a resume. Providing a rental resume when applying for a rental house is a good way to stick out in pool of applicants in a competitive rental market. however, it isnt a guarantee youre going to be approved. A resume builder can help you rectify any errors and supply you with a working imagination of the resume as you edit. Moreover, your employer paid that you take web design classes. These examples can help you. You may discover a lot of resources online that could supply you with free outlines and sample resume layouts. On the flip side, if youve limited or not work experience, keep your resume as much as a page. Others are provided by graphic design sites. Resumes are rather predictable in features and data, but some choices must be made. The Debate Over Resume Outline As soon as you add your private stamp to it through imputing your distinctive abilities, professional experiences, and wording, it is going to stand from the crowd for all of the ideal fact ors. An objective statement is 1-2 sentences on the way you need to accomplish a goal with regard to the position youre applying for. Whichever direction you select, however, the aim of the resume is the exact same. If for no other reason, obtaining the resume will permit you to easily finish all the on-line profiles teams require prospects to finish. Knowledgeable writers know the worth of organizing their thoughts. Theres no doubt that a resume which is both cohesive and professional will have a much better prospect of standing from the crowd even supposing its made utilizing a template. Building your resume with an internet templatecan greatly enhance your odds of getting your dream job by providing you with an effective, concise resume which appeals straight to the position or business youre applying to. Ruthless Resume Outline Strategies Exploited Within the next section, you will find out how to select the very best outline for your requirements and the way to personalize it. It is possible, and ought to, make any alterations to the resume outline that you desire. It is possible to reorder a number of the elements of the resume outline. Decide how you would like to highlight the headings of the various sections. Its a lot easier to begin with the high level items to include, and drill down into the detail. Additionally, among the critical purposes of an outline is to clearly convey the relation between the thesis and every one of the topic sentences. Any other required materials ought to be listed. Hiring managers are busy people and should they scan your resume and cant locate some information or skills htte nicht viel gefehlt you arent the one, whod find a call today Submitting resumes online is usually not sufficient to find a new job. Resumes are definitely the most important document during the start of your job application procedure. Internet resumes have an enormous advantage over hard copies in they can be updated on the fly and th eyre living. What You Should Do to Find Out About Resume Outline Before Youre Left Behind Try out the Resume template if you would like a tiny versatility in your templates. A resume template makes it simple to showcase your abilities and expertise in an appropriate format. So writing a nice and convincing professional resume with the proper usage of professional terms and formats is critical for them. Opt for a resume style Resume styles and formats are two distinct parts of the resume puzzle, and youll need to look at both. Simply take a look at each one of the sections that you have to include in a resume, together with information on the way to format each. Bullet lists and tables are good since they present data in a very clear manner. As previously mentioned, you wish to decide on a resume format thats suited to your personal profile. Both primary formats in use nowadays are chronological and functional format.

PagerDuty A Culture of Innovation and Collaboration

PagerDuty A Culture of Innovation and Collaboration Heres a glimpse into what its like to work at PagerDutyHere at PagerDuty, we are incredibly proud of our people programs that enable our employees to deliver their best every day. From our performance achievement philosophy to our great benefits, our robust culture of recognition to our commitment to inclusion and diversity, solving complex technical problems to delivering an amazing customer experience, PagerDuty is where you can do some of the best work of your career.Click here to binnensee all available opportunities at PagerDuty and dont forget to press Follow to receive custom job matches, event invitations and mora One of the biggest challenges in alfruchtwein all industries today is achieving gender parity. Gender diversity provides huge benefits in the workplace. pWhile some industries have made significant advancements in gender diversity, some industries lag further behind... a nd the construction industry is well-known for being in the latter category. If someone says, construction workers, youll likely picture a group of men in yellow hard hats analyzing an architects plans or laying bricks on top of a scaffold. And men at work signs only help to reinforce this image.pThis stereotype is rooted in reality. When was the last time you actually spotted a woman on a construction site? Or hired a female plumber or carpenter? Your answer is most likely never. In fact, the Bureau of Labor Statisticsreports that only 3.4% of the total of 8.3 million construction employees are women.pBut the construction industry has a lot more to offer than steel-toed boots and hard hats, and it needs women to help advance the industry in this era of rapid change. Here are 5 reasons why women joining the workforce or looking to make a pivot should consider a career in construction.h21. Fuel Innovation/h2pNot only is diversity the socially and morally right thing to do, but it is also actually an excellent business strategy. pResearch presented in the Harvard Business Reviewshows that diverse teams develop more innovative ideas. This is further supported by a study conducted by Gallupon the performance of gender-diverse teams versus single-gender teams, which found that the difference in backgrounds and perspectives led to better business performance and problem-solving. h22. Capitalize on Demand/h2pThe construction industry is currently experiencing a labor shortage. The industry itself is booming and projected to be one of the fastest-growing industries, with total spending projected to exceed $1.45 trillion in 2023/a. However, most construction companies are unable to meet the rising demand. pAccording to the Associated General Contractors of America/a, more than 80% of contractors are experiencing difficulties filling hourly craft positions that represent the bulk of the construction workforce.pAnd demand isnt limited to individual contributor roles. Giv en the industry boom, there are a number of open stable and high-paying roles (any project managers out there?) waiting for the right candidateh23. Leadership Opportunities/h2pAccording to the Bureau of Labor Statistics/a, women compose only 7.7% of the total 1 million managerial positions in construction.br/pBut given the highly collaborative nature of construction work, more women in leadership roles would help drive innovation and enhance productivity.Furthermore, as a woman in construction in a leadership position, youd have the unique opportunity to drive change for the industry and make it a more attractive option for other women.h24. High-Income Potential/h2pSalaries for many skilled positions in construction are on the rise, making a construction career a prime choice for women looking for a high-paying job,pThe 2018 Construction Craft Salary Surveyconducted by the National Center for Construction Education and Research revealed that salaries for many skilled craft areas are increasing. Project managers and project supervisors topped the list at $92,523 and $88,355, respectively. The next platzdeckchen of highest-paying jobs include those of combo welders ($71,067), instrumentation technicians ($70,080), pipe welders ($69,222), power line workers ($68,262) and industrial electricians ($67,269). Of the 32 categories of workers in the survey, 19 positions earned an average salary of $60,000 or higher.h25. Sense of accomplishment/h2p The construction industry can give employees a unique sense of achievement. Yes, the job is stressful and the work can be demanding, but nothing beats the feeling of being able to build something from the ground up. pHow many professionals in other industries can point at a school, a hospital, or a skyscraper and say I helped build that?pThe construction industry has a long way to go in combating gender bias and supporting women in the workforce, but given the current demand for workers, theres no better time to pick up a sle dgehammer (figurative or literal) and smash the gender stereotypes plaguing the construction industry.

9 Resume Tips to Help You Land Your Dream Job

9 Resume Tips to Help You Land Your Dream Job9 Resume Tips to Help You Land Your Dream JobYour resume plays a big role inyour job search. Its often what employers will base their first impression off of, and its usually what determines whether or not you land a job interview. Because it holds so much weight, writing yourresume can be stressful. But it doesnt have to be.Following these nine steps can make the resume-writing process a lot easier- and can help you ultimately land your dream jobTo simplify the resume writing process- and to help land your dream job- follow these nine resume tips1. Focus on the next jobmore than yourpast.The best resumes- the ones that get interviews, get through applicant tracking systems, and get read by a human- are the ones tailored to each job. In other words read the job description of each job you apply to, and from there choose whichskills, experiences, and achievements you think make most sense to highlight- and do just that.The Recruiter.com art icle 10 Resume Tips to Help You Get the Job states it best If youve spent the last five years as a marketing professional but are seeking a schlussverkauf position, it might be wise to showcase the relevant sales skills you have developed in your most recent position(s), rather than your marketing skills.This wont change your work history or job titles, but instead of focusing on marketing successes, focus on any related or transferable sales skills versus marketing-only achievements.2. Focus on resultsand achievements- not responsibilities.Show, dont tell. You can list some of your responsibilities in previous roles, but what recruiters really like to see is how you were able to positively impact the company, says Mike McGuiness, executive director of Jobipedia, a nonprofit organization that provides entry-level workers free career advice from a network of U.S.-based hiring professionals at Americas top employers. If you wrote copy for an ad campaign, did the campaign result in inc reased traffic or sales? If so, mention how your ad campaign increased web traffic by X percent.3. Remember numbers are your friend.When highlighting those results, focus on data and numbers. The Recruiter.comarticle suggestsyou use pieces of quantifiable information that highlight your accomplishments and track record of success. If you increased new geschftsleben by 25 percent in the first quarter, put it on your resume. If your targeted marketing campaign generated 150,000 new leads, make sure that information is on your resume. If you arent currently tracking that kind of data, theres no time like the present to begin doing so.4. Bold key items in a resume.When highlighting those achievements, bold key successes. Why? Recruiters tend to scan resumes first, read second. When copy is bold, it stands out, and the recruiter will naturally be attracted to that copy- and those results. For example, consider highlighting achievements like thisLeadership Managed team of 8 direct reports , and 27 contract workers for Fortune 500 IT services organization.Awards Named to Presidents Club for finishing as No. 1-ranked salesperson (out of 37 in 5-state territory). Exceeded 2016 quota by 47%.Campaign management Created Google AdWords campaign that generated 1,000 more clicks, and a 71% increase in form submissions for new product launch.5. Keep it simple and straightforward.The recruiter is reading- often skimming- your resume to determine whether you can perform the functions of the role, says McGuiness. You could probably write a long list of tasks and responsibilities for every position youve ever held, but instead just include those few that relate and are transferrable to the position youre applying for.Focus those bullets on results/achievements that are a match for each job applying to.Take another cue from the Recruiter.com article, which states, Dont overshadow the content of your resume with wordiness, graphics, or irrelevant information.6. Include a relevant li st of technical/software skills.You dont have to work in IT to accumulate a list of tech skills that employers covet. Every jobor industry- marketing, administrative, construction, finance, legal, manufacturing- uses software programs as part of itsday-to-day operations. Create a separate section on your resume (after experience and education) that includes a bullet point list of relevant tech/software skills. Think Salesforce, Excel, Google AdWords, HTML/coding- whatever is relevant in your professionor industry, highlight it. Better yet, when including bullet points of achievements under your experience, include examples of successes using these software/technical skills. Why? Employers like it when new hires already know how to use similar programs the company uses internally because they can spend less time training new hires on how to use these programs.7. Move your education under work experience.Unless you are a recent college grad, move your education towards the bottom of t he resume. Why? Employers usually care more about work experience, related technical skills, and proven success/results over education. And yes, that means if you went to an Ivy League school, you should putthat the same place as the professional who went the two-year degree or four-year public school route.8. Keep it fresh.Document your career successesand achievements over time. The Recruiter.com article stated, Every few months, you should take a minute to tweak and update your resume. Its good to keep it current, even if you arent actively job searching- you never know when youll need it for a promotion or volunteer opportunity.9. Proofread, proofread, proofread.Spelling, grammar, and spacing mistakes can be costly. These are a major pet peeve of many recruiters. The article 5 Proofreading Tips to Help Perfect Your Resume offers some unique tips on how to proofread a resume, including1. Print it out and read it from bottom to top. Start from the bottom and read up (versus top to bottom).2. View it on a computer and zoom in to150% to 200%.3. Talk it out. Read every sentence of the resume out loud.4. Take a break and read it another day. fruchtwein job seekers are so happy to complete a resume, they rush to send it off and apply for jobs as soon as its done. Not a good idea. Sleep on it, review, edit, and then apply/send.Writing a resume doesnt have to be difficult. Follow these tips to make your resume stand out, get an interview, and help land your dream job.

8% no retirement plans, 61% dont know how much theyll need

8% no retirement plans, 61% dont know how much theyll need8% no retirement plans, 61% dont know how much theyll needWhile research has found that 21% of American adults have nothing saved for retirement, new findings show that the Golden Years arent in the cards for everyone, and many arent even sure how much theyll need to get there.A new survey from Bankrate showed that 61% of Americans dont know how much money theyll need for retirement, while 8% of Americans dont plan to retire at all.How much cash Americans think theyll need for retirementThe research shows that a large majority people have no idea$250,000 or less 8%$250,000- $1 million 15%More than $1 million 8%Dont know 61%Never plan to retire 8%Bankrate noted that because of rounding, the total isnt 100%, and that less than 1% refused to answer the question.How people learn about retirementAlmost half of the respondents seemingly get their retirement advice from unusual placesPersonal financial adviser 26%Family member or fri end 21%Online retirement calculator 11%Bank or financial institution 10%Expert commentary/article 8%Robo-adviser 1%None of these 46%Bankrate noted that participants could choose multiple options, and that 2% refused to answer.Saving for retirement The age breakdownBaby Boomers and members of the Silent Generation think theyll need the same amount of cash to retire. These are the median values they gaveMillennials $800,000Generation X $1 millionBaby Boomers $500,000Silent Generation $500,000How much people think Social Security will entdeckung their retirementMost Americans think Social Security will be a help to themAll of retirement 6%Most of it 11%About half 20%A little 46%None 15%Wherever you stand on these data points, youll eventually have to decide whether or not you plan on retiring from the workforce and plan accordingly. Just dont make that decision too late.

Another reason your 401(k) isnt coming back any time soon..

Another reason your 401(k) isnt coming back any time soon..Another reason your 401(k) isnt coming back any time soon..Posted by Phil Stott, Vault Staff Writer